Disability Law

Some lawyers specializing in personal injury law provide ancillary representation services in matters involving short- and long-term disability insurance. The fact is, short- and long-term disability and group coverage law is arguably a subset of labour and employment law as virtually all short- and long- term disability benefits issues involve an employer. Oftentimes, termination of employment may have serious ramifications on an individual’s right to coverage.

Denial of short- and long-term disability benefits requires knowledge of employment and labour law, human rights law and insurance law in a workplace context. In dealing with both insurance companies and employers, we possess extensive knowledge of this complex area of law.

We handle denials of long-term disability as well as life and medical insurance benefits on a regular basis including:

• Short and long-term disability

• The elimination period

• Group coverage

• Medical benefits

• Insurance policy in a work context

• Disabilities

• Employer liability for short or long-term disability benefits

• Breach of duty of care of the employer and denial of benefits to the employee

• Denial of long-term disability insurance and the right to sue

• Employer’s obligations on termination of employment

• Insurance company’s duty of good faith